This is very different from the 2012-2017 timeframe where the local area saw a huge influx of buyers in that it's even more stringent due to inventory. I've never seen the real estate market this crazy.

'In the last 15 months, we've worked more hours as a collective team than I’ve worked in the past 27 years.

How has the hot, local real estate market affected your business directly with resources? “Recently, we did a cash out loan where we helped the customer with a product that allowed them to pay off debt and significantly increase their cash flow…literally a life changer.” What's one of your most fulfilling customer experiences? Parents, their kids, then their kids have children.” Explain the whys.”īryan says some of his greatest joy comes from being able to assist repeat clientele and their families. One of his skills: “You should answer customers' questions or put them at ease before they even ask the question.

He's eligible to assist with funding loans in just about every state. I told my wife at the end of that week I'd found the business I'd be in for the rest of my life. “I joined the mortgage business Aug. 8,1994. At Cardinal Financial, the priority is to be client-focused about purchasing or refinancing homes and to anticipate and address each client’s needs, with the goal of leaving them smiling.Ĭardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions, including the way home loans are obtained with unrivaled transparency, simplicity and value.īryan is Cardinal Financial divisional vice president, a local native Texan, husband to his high school sweetheart, and an experienced, knowledgeable lender.

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